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Fixed Deposit

Fixed Deposit

Fixed Deposit

  • One of the safest investment options available.
  • You can gain a higher rate of interest than on a regular Savings deposit account.
  • Your Interest will be credited on a monthly, half yearly or annual basis.
  • Deposits  can be closed prematurely in case of emergency *
  • As per Income Tax ACT 1961 interest earning on your FD up to Rs.5000/- is exempted.

 

  • Loan Against FD available up to 75 % of the deposit amount*
  • Deposit schemes are rated by CRISIL is “FA+/Stable”
  • Deposits are accepted as regulated by RBI on time to time.

*conditions as specified in the Deposit application form

Schemes

FD

Period General Category
  Monthly Annual
12 months 6.75% 7.00%
24 months 7.25% 7.50%
36 months 7.50% 7.75%
48 months 7.75% 8.00%
60 months 8.00% 8.25%
     
 
Special Rate for Companies
Amount Period Monthly
Rs 2 Crores to Less than 5 Crores 36 M 8.00%
Rs 5 Crores and Above 36 M 8.25%
.25% Extra for Yearly interest Schemes
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