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Muthoot Vehicle & Asset Finance Ltd (MVFL) – Backed by Legacy, Powered by Trust

Carrying forward the iconic, multi-decade heritage of the Muthoot Group—a name synonymous with financial inclusion, integrity, and customer trust across India—Muthoot Vehicle & Asset Finance Ltd (MVFL) is a premier Kerala-based financial institution. Originally established in 1992 as Muthoot Leasing and Finance Ltd and rebranded in 2008 to reflect its expanded financial scope, MVFL is certified by the Reserve Bank of India (RBI) as a Deposit-Taking Asset Finance Company (NBFC-D) in the Middle Layer.

Strategic Shift: Gold Loan Excellence (Since April 2021)

Building on the Muthoot Group’s legendary expertise in gold financing, MVFL strategically shifted its core focus in April 2021 toward high-value Gold Loans, while intentionally slowing down its traditional vehicle financing business to meet evolving market demands. This pivot enables MVFL to deliver rapid, secure, and hassle-free liquidity solutions tailored to individual and business needs.

Our specialized Gold Loan offerings provide:

• Maximum Value: High Loan-to-Value (LTV) rates that unlock the true power of your gold.

• Competitive Rates: Transparent interest structures with no hidden fee arrangements.

• Flexible Terms: Customized repayment options aligned with your personal or business cash flow.

• Swift Processing: Instant approvals with minimal documentation required.

• Uncompromised Safety: State-of-the-art, bank-grade vault security for total peace of mind.

Comprehensive Products & Financial Strength

Anchored by the financial solidity of the Muthoot Group, MVFL offers a balanced mix of asset (loan) and liability (deposit) solutions:

• Fixed & Term Deposits: Secure investment avenues for depositors seeking stable, high-yield returns under strict RBI regulations.

• Tailored Financial Solutions: Specialized lending products designed around secure asset backing and customer flexibility.

MVFL proudly holds an AA- (Minus) investment-grade rating from Infomerics Valuation and Rating Limited and maintains a consistent track record as a dividend-paying company, reflecting long-term financial health and operational prudence.

Why Choose Muthoot Vehicle & Asset Finance Ltd?

• The Muthoot Group Heritage: Backed by generations of trust, ethical practices, and deep-rooted financial expertise.

• RBI-Regulated Security: Operates as a middle-layered NBFC-D, ensuring stringent compliance and depositor protection.

• Customer-Centric Advisory: Personalized expert guidance to help you navigate your borrowing and investment decisions.

Experience financial solutions shaped by legacy and built around your success. Choose Muthoot Vehicle & Asset Finance Ltd today for your gold loan and investment needs.