About Us

The Muthoot Group
A Financial Conglomerate

Muthoot Vehicle & Asset Finance Ltd (MVAFL), originally established in 1992 as Muthoot Leasing and Finance Ltd and renamed in 2008, has strategically pivoted its primary operational focus toward Gold Loans. Building upon its 2021 expansion into gold financing and leveraging the deep expertise of the Muthoot Group—the pioneer and leader in the gold loan industry—MVAFL is scaling back its legacy vehicle financing business to establish Gold Loans as its primary growth driver. Certified by the Reserve Bank of India as a Deposit Taking Asset Finance Company (DAFC), MVAFL holds the unique distinction of being the only company of its kind in Kerala, maintaining a strong dividend-paying record and an investment-grade rating of AA- from Infomerics Valuation and Rating Limited.

Operating through an established network of 56 branches across 12 districts in Kerala and Tamil Nadu, MVAFL places Gold Loans at the forefront of its asset portfolio while continuing to offer secure Liability (Deposit) products. By realigning its focus away from traditional vehicle loans, the company now channels its resources into providing quick, hassle-free, and affordable gold-backed financing that strengthens the financial foundation of individuals and businesses across both rural and urban sectors.

Backed by the trust, heritage, and extensive reach of the Muthoot Group, MVAFL remains committed to offering transparent financial solutions tailored to evolving customer needs. As the company continues to expand its footprint, its focus centers on delivering instant liquidity through gold loans while upholding the high standards of integrity and financial expertise that define the group.

A smarter Loan

Is a  Muthoot Loan
Right For You?

Experience smarter financial solutions with Muthoot Vehicle & Asset Finance Ltd. Whether it’s instant gold loans with high LTV ratios, vehicle loans for cars, bikes, or commercial vehicles, or funding for machinery and personal needs, we’ve got you covered. Enjoy flexible EMIs, competitive interest rates, minimal documentation, and quick disbursals. Choose Muthoot for transparent, hassle-free financing tailored to your needs!