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About Us
The Muthoot Group
A Financial Conglomerate
In 1992, the Muthoot Group launched its Vehicle Finance division under the name Muthoot Leasing and Finance Ltd. In 2008, it was renamed Muthoot Vehicle & Asset Finance Ltd (MVAFL) to better reflect its mission of providing a wide range of financial solutions, as the name suggests. Certified by the Reserve Bank of India as a Deposit Taking Asset Finance Company (DAFC), MVAFL holds the distinction of being the only company of its kind in Kerala. It is a dividend-paying company with an investment-grade rating for its deposits from CRISIL (A/Stable). The company offers both Liability (Deposit) and Asset (Loan) products and expanded into the Gold Loan business in 2021 as part of its diversification efforts.
MVAFL operates through a network of 50 branches across 12 districts in Kerala and Tamil Nadu. The company has established a strong presence in financing used and new commercial vehicles, passenger and private vehicles, two-wheelers, and gold loans, thereby strengthening the economic base of both urban and rural sectors in Kerala.
Muthoot Vehicle & Asset Finance Ltd is committed to offering flexible financial solutions at moderate and affordable costs. Over the years, we have built a reputation for trust and integrity, serving countless customers with expert advice tailored to their financial needs. Our reach continues to grow across the country, supported by the extensive network of over 6,500 Muthoot Group branches.
Gold loan
Gold Loan Rate
24 Carat
Gold Loan Rate Updated On
17 Apr 2025
24K Rate Per GM
₹ 5930
LOWER RATES
Unlock the value of your gold with our competitive interest rates.
SAFE AND SECURE
Access funds with confidence through our secure gold loan services.
INSTANT APPROVAL
Quick gold evaluation for faster loan processing.
HIGH LOAN AMOUNTS
Flexible loan amounts tailored to your needs, big or small.
ATTRACTIVE RATES
Affordable rates with repayment plans customized for you.
CUSTOMER SUPPORT
Get real-time assistance in your preferred language.
Features
Latest News
Our
Services
At Muthoot Vehicle & Asset Finance Ltd, we provide flexible, affordable financial solutions tailored to your needs.
Gold Loans
- Minimum loan amount of ₹1,500
- Prepayment and part-payment options
- Minimal documentation required
Vehicle Loans
- Financing for all bikes and scooters
- Up to 100% on-road funding
- Tenure options up to 48 months
- No mandatory income proof
- Approval within 24 hours
Services
A smarter Loan
Is a Muthoot Loan
Right For You?
Experience smarter financial solutions with Muthoot Vehicle & Asset Finance Ltd. Whether it’s instant gold loans with high LTV ratios, vehicle loans for cars, bikes, or commercial vehicles, or funding for machinery and personal needs, we’ve got you covered. Enjoy flexible EMIs, competitive interest rates, minimal documentation, and quick disbursals. Choose Muthoot for transparent, hassle-free financing tailored to your needs!
How It Works
01
Get a Free Quote
Start your loan journey with a quick quote. Enjoy competitive rates, flexible repayment options, and an easy process for financing your car, bike, or commercial vehicle.
02
Instant Approval
Get fast approvals with minimal documentation. Whether it’s a gold or vehicle loan, we ensure a hassle-free and quick decision-making process.
03
Quick Disbursal
Receive your funds without delay! From high loan-to-value gold loans to flexible EMIs for vehicles, we make financing easy and efficient.
Tesimonials
Muthoot uses your seller history and reviews to figure out how much money it should give you.
Gloria
Muthoot uses your seller history and reviews to figure out how much money it should give you.
Tom
32
Year Of Working Together
2 Lakhs +
Happy Customers600 Crs
Loan Disbursements130 Crs
Public Depositors