Fixed Deposit

Fixed Deposit

Fixed Deposit

  • One of the safest investment options available.
  • You can gain a higher rate of interest than on a regular Savings deposit account.
  • Your Interest will be credited on a monthly, half yearly or annual basis.
  • Deposits  can be closed prematurely in case of emergency *
  • As per Income Tax ACT 1961 interest earning on your FD up to Rs.5000/- is exempted.

 

  • Preferential rate of interest available for special category*
  • Loan Against FD available up to 75 % of the deposit amount*
  • Deposit schemes are rated by ICRA with present rating “MA”
  • Deposits are accepted as regulated by RBI on time to time.
  • *conditions as specified in the Deposit ap

Schemes

FD

 

Period

General Category

Special Category

 

Monthly

Annual

Monthly

Annual

12 months

7.50%

7.75%

7.50%

7.75%

24 months

8.25%

8.50%

8.25%

8.50%

36 months

    9.00%

9.25%

9.00%

9.25%

48 months

9.50%

9.75%

9.50%

9.75%

60 months

9.75%

   10.00%

9.75%

10.00%

 

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